Natural disasters will occur everywhere. Yes, wherever you live, there is a likelihood of some type of natural disaster occurring. Take for example the summer that disappeared in New England. It was quite a natural disaster for an entire summer to disappear! There was ice on Pennsylvania Rivers in July and August, and a June killing frost in Connecticut. Mount Tambora had erupted in Sumbawa, Indonesia, and the debris circled the earth causing harvest failures and global cooling. You didn't have to live in Sumbawa to feel the effects of this natural disaster. The effects were felt by your ancestors who lived in New England in the year 1816. My point here is: a person should always have a plan and be prepared. You just never know. Maybe the trigger mechanism for the natural disaster isn't in your hometown but it could be on the other side of the world.
I believe the worst broad scale natural disaster, which can occur in the Midwest is a layer of ice that causes widespread power outages for days. No power for the blower on your home furnace, no power for charging your cell phone, and the list goes on. Late March and early April is when overnight lows are below freezing, and the warm rain is carried into the Midwest from its Southwestern origins. When this rain falls it freezes on already frozen surfaces, and encases everything in a shimmering glaze. It builds up and weighs heavy on power lines, tree branches, and will seal the door closed on your car. These conditions have happened many times in the past, and can be predicted by the local National Weather Service Office. The office broadcast advisories over N.O.A.A. Weather Radio 24 hours a day, 7 days a week. Generally your personal preparedness plan should cover a period of 3 days for this type of event, and this has been a standard rule for good personal preparedness for over 30 years.
My very basic survival kit includes: a battery powered Weather Radio, canned soups, mre meals such as one from XMRE, and one gallon of water per person per day for drinking purposes. These items are stored in a plastic container, and in a closet until needed. Review the expiration dates on your canned goods every six months. You should be at home during this natural disaster, and have the ability to open the canned goods, and cook them as needed.